Every SWP, on schedule
Add each SWP once with its date and amount. Kosh notifies you early, so it lands ahead of the bills it pays.
Monthly SWP
₹55,000
Lands on the 1st, notified 2 days early
For retirees
Know how long your SWPs and savings will last
An SWP tracker for retirees. Kosh notifies you of each payout, projects the fund behind it, and shows your Runway in months.
Net worth
₹61 L
Funds and savings ₹85 L, home loan ₹24 L
Asha₹40 LRavi₹21 L
Savings last11 months
Largest fund32%
Mutual funds₹62 L · 73%
PPF and NPS₹14 L · 16%
ULIP₹9 L · 11%
The date a fund would run out
Link an SWP to the fund it draws from. If payouts exceed the fund, Kosh shows the date it would run out.
Fund run-out date
March 2041
If the ₹55,000 SWP stays the same
A retirement income tracker in months
Runway shows how many months your liquid savings cover every payment still due. What-if shows a change first.
- Try a smaller SWP and see the new Runway
- Set a minimum Runway as a Hard rule
- Nothing changes until you decide
Questions
Retirees: questions
What is an SWP?
A systematic withdrawal plan pays a set amount from a mutual fund on a schedule. Kosh tracks each one as a payment.
Can Kosh tell me how much to withdraw?
No. Kosh shows the run-out date and Runway for the SWP you set. The amount is your decision.
Can my children see our plan?
Yes. Invite them as Members and they see the same payments, Runway and net worth.
Do I need to type in every folio?
No. Import your CAMS or KFintech CAS statement and Kosh lists every folio with units and value.