Terms of use

What Kosh is

Kosh is an iPhone app that keeps one shared money plan for a family Household. It tracks payments, sends notifications on due dates and warns when a change breaks a rule you set.

Private testing

Kosh is in private testing on iPhone and is free during testing. Features may change, and some parts may not work as expected.

Any future price will be published on the pricing page before it applies.

Information only

Kosh is not registered with SEBI and does not act for any fund house or insurer. It tracks, notifies and warns. It never names a fund, policy or product to pick.

Your decisions and payments

You make every money decision and every payment yourself. Kosh cannot move money.

A notification that does not arrive, or arrives late, does not change when a payment is due. Keep your own record of important dates.

Imported numbers

Kosh does not promise that imported numbers are correct; check them against your statement. Numbers you type are only as right as what you type.

Acceptable use

When you use Kosh, you agree to these rules.

• Use Kosh only for your own Household’s money.
• Invite only people who agree to join your Household.
• Don’t try to reach another Household’s data.
• Don’t overload, probe or reverse-engineer the service.
• Don’t use Kosh for anything unlawful.
• Keep your MCP tokens secret, and revoke one if it leaks.

Stopping and termination

You can stop using Kosh at any time and ask for your data to be deleted.

Kosh may stop a sign-in or a Household that breaks these terms, or end private testing, with notice where it can give notice.

Liability

To the extent the law allows, Kosh is provided as it is, and Kosh is not liable for losses from missed payments, wrong numbers or decisions made with the app.

Governing law

These terms are governed by the laws of India.

Contact

For any question about these terms, write to hello@ourkosh.com.