Kosh
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Family net worth

One family net worth, split by Member

A family net worth tracker for Indian households. Kosh adds up every Member’s funds, deposits and loans into one figure you all see.

Net worth

₹61 L

Funds and savings ₹85 L, home loan ₹24 L

Asha₹40 LRavi₹21 L

Savings last11 months

Largest fund32%

Mutual funds₹62 L · 73%

PPF and NPS₹14 L · 16%

ULIP₹9 L · 11%

Tap a row to mark it done

Everything the family holds, in one figure

Kosh adds mutual funds, PPF, NPS, ULIPs and savings, then takes off loans outstanding.

Rao family net worth

₹1.84 cr

Asha, Ravi and Meera together

Split by Member

See what Asha holds, what Ravi holds and what sits in Meera’s name. Each Member sees the same view.

Ravi’s share

₹72.4 L

Funds and PPF, less his car loan

Your own Categories

Make Categories that match how your family thinks about money. Each one is counted as an asset, a liability, or tracked only.

  • Counted as an asset: funds, PPF, NPS, savings
  • Liability: home loan, car loan
  • Tracked only: gold at home, a plot you are keeping

A net worth tracker app built for India

It reads CAMS and KFintech CAS statements and knows PPF, NPS, ULIPs and EMIs. Amounts show in lakh and crore.

Questions

Family net worth: questions

How do I track my family’s net worth in one place?

Each Member adds or imports their holdings and loans in Kosh. Kosh adds them into one family net worth and splits it by Member and by Category.

Does Kosh include loans in net worth?

Yes. Loan outstanding is counted as a liability and taken off the total.

Can I keep something out of the total?

Yes. Put it in a Category that is tracked only. Kosh shows it but does not add it to net worth.

Do I have to share my bank login?

No. Kosh never asks for a bank login. You add figures by hand or import a statement.

One plan. Every phone in the family.