Kosh
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Goals

A financial Goal tracker that shows the gap

Set a target amount by a date, like ₹20 L for college by June 2035. Kosh projects your linked funds to that date and shows if you are on track.

Goal

College for MeeraJune 2035

₹6 L of ₹20 L

On track: ₹21 L by June 2035

Payments

  • Home loan EMIMonthly on the 5th₹45,000
  • SIP, college fundMonthly on the 7th₹10,000
  • Health premiumYearly, 30 Oct₹36,000
Tap a row to mark it done

Set a Goal in one line

Give it a name, a target amount and a date. Kosh keeps it next to the payments that feed it.

Meera’s college

₹20 L

Target date: June 2035

Link funds and SIPs

Link the funds and SIPs you set aside for the Goal. Kosh projects where they land on the target date.

  • Link one fund or many SIPs to a Goal
  • The projection updates when values change
  • You decide what to link and when

On track, or behind by how much

Kosh shows "On track" or "Behind by ₹…" for each Goal. What to do about a gap is your call.

Retirement Goal

Behind by ₹6.2 L

At current SIPs, on the target date

A financial Goal tracker that stays out of your choices

Kosh never suggests a fund or an amount. It tracks the plan you make and shows where it is heading.

Questions

Goals: questions

Can Kosh track Goal-based investing?

Yes. Link the funds and SIPs you set aside for each Goal, and Kosh shows whether they are on track for the target date.

Does Kosh tell me which fund to pick for a Goal?

No. Kosh never names a fund. It tracks, projects and warns. You decide where your money goes.

What does "Behind by ₹…" mean?

It is the gap between the target amount and where your linked funds and SIPs are projected to land on the date.

Can both of us see the same Goals?

Yes. Goals belong to the Household, so every Member sees them.

One plan. Every phone in the family.