A home loan EMI tracker, shared
Add the EMI once with its date. Every Member with notifications on is told when it is due.
Home loan EMI
₹42,300
5th of every month, on both phones
For home loan borrowers
Track your EMI and SIP together
A home loan EMI tracker app for families. Your EMI, SIPs and premiums sit on one list, notified to every Member before they are due.
Next
₹45,000
Home loan EMI · due 5 Nov · Asha
November1 of 5 done
Track EMI and SIP together
Your EMI and your SIPs sit on the same list. If an SWP pays the EMI, set a lead time so it lands first.
SWP before EMI
3 days early
Notified on the 2nd, EMI on the 5th
The loan in your net worth
Loan outstanding is counted as a liability in the family view, next to every Member’s funds.
Cover against the loan
Protection gap adds loan outstanding to the life cover your family needs. Kosh shows what is left after the cover you hold.
- Loan outstanding plus the year’s payments × N years
- Minus the life cover you hold
- Your family sets N, from 10
Questions
Home loan borrowers: questions
Can my spouse get the EMI notification too?
Yes. Every Member with notifications on gets one on their own iPhone.
Does Kosh connect to my bank or lender?
No. Kosh never asks for a bank login. You add the loan by hand or import the loan statement.
Can Kosh tell me whether to prepay my home loan?
No. Kosh never names a fund or a policy. It tracks, notifies and warns, and you decide.
What if the EMI date changes?
Edit the payment once. Kosh moves every future due date.