A household finance tracker for every Member
The Koshadhyaksha invites each Member by email. Parents and children sign in on their own iPhones.
Rao Household
4 Members
Asha, Ravi, Meera and Ravi’s mother
For joint families
One plan for parents and grown-up children
A family finance app for Indian homes where parents and adult children share the money. Every Member sees the same payments, net worth and Goals.
Net worth
₹61 L
Funds and savings ₹85 L, home loan ₹24 L
Asha₹40 LRavi₹21 L
Savings last11 months
Largest fund32%
Mutual funds₹62 L · 73%
PPF and NPS₹14 L · 16%
ULIP₹9 L · 11%
Every payment, everyone notified
Rent, premiums, SIPs and EMIs notify every Member with notifications on. The one who pays marks it done.
- Overdue payments turn red for all
- See who marked each payment done
- A home-screen widget shows what is next
Net worth by Member
Kosh adds every Member’s funds, PPF, NPS, savings and loans, then splits the total by Member and by Category.
Family net worth
₹2.6 cr
Split across 4 Members
Questions
Joint families: questions
Can grandparents use Kosh?
Yes. Any family Member with an iPhone can join the Household from an email invite.
Does every Member see everything?
Yes. The plan belongs to the Household, so every Member sees the same payments, net worth and Goals.
Can we track a parent’s SWP?
Yes. Add the SWP as a payment with its schedule and link it to the fund it pays from.
How do Members join?
The Koshadhyaksha invites them by email, and each signs in with an email code.