A joint finance app for two phones
The Koshadhyaksha sets up the Household and invites their partner by email. Each signs in on their own iPhone.
Rao Household
2 Members
Asha and Ravi, one shared plan
For couples
One money plan for both of you
A money management app for couples in India. You both see every payment, who paid it, and your family net worth on your own iPhones.
Next
₹45,000
Home loan EMI · due 5 Nov · Asha
November1 of 5 done
No more “did you pay it?”
Whoever pays taps the circle. The other phone shows it done, with who did it.
Car insurance
Paid by Asha
Ravi sees it done on his phone
Both your funds, one net worth
Kosh adds both your funds, PPF, savings and loans, and splits the total by Member.
- See what each of you holds
- Loans counted as a liability
- Import each CAS statement in one step
Goals you share
Set a Goal together, like ₹20 L for Meera’s college by June 2035, and see if it is on track.
Questions
Couples: questions
Can we both use Kosh on our own iPhones?
Yes. Each Member signs in with an email code on their own iPhone and sees the same plan.
Who is the Koshadhyaksha?
The Member who sets up the Household. They invite the others by email.
Do we need joint holdings to use Kosh?
No. Each Member adds their own funds and loans. Kosh shows them side by side and adds them up.
Is Kosh free?
Kosh is free during private testing.